questions from the prosperity book
Book reviews, Personal finance and scams

My New Book: 20 Most-Asked Questions on Prosperity

I’m excited to share that my new book, “20 Most-Asked Questions on Prosperity” is out on 12 September!  In this book, I dive deep into the burning questions that keep many people awake at night. “Why is it so hard to charge more and how can I increase my rates?” Or, “Whenever I work, I seem to give more than I get back. How can I receive more?” Are you feeling stuck when it comes to your financial prosperity? You’re not alone. Many women (and some men) struggle with undercharging for their services and wondering why success remains elusive. My book, 20 Most-Asked Questions on Prosperity, tackles these common issues head-on. By blending practical psychological principles with spiritual wisdom, it offers fresh insights to help you shift your mindset. “Luck” is given too much credence. So it was fun to…
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money guide earning under $60000 a year
Personal finance and scams

My Money Guide for those Earning $60,000 Annually

The money guide for those on $60,000 a year, give or take $15,000This kicks off my idea for a series of articles designed to get you thinking about your money and your path to freedom, based on your annual income. Now, freedom to you might mean retirement in 10 years’ time. Or freedom might mean being able to do a business from home part-time but have ample income. Or it might mean something else. Even at AU $60,000 a year, you and your partner can make an impact on your future wealth. Thanks to Mike’s book, ‘Clockwork’Who am I to tell you this? Certainly, I’m no financial guru. But I’ve spent a lot of time researching, studying and thinking about how our money lives operate. So, I consider myself a ‘philosopher of money’; an author who helps you think deeper…
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Hybrid publishing report UK
Personal finance and scams, Self-Publishing

Is Hybrid Publishing Profiteering? See what a UK report says

The Writers Guild of Great Britain and ASA recently surveyed 204 UK writers who were independently published. Findings made for sober reading. For instance, 59% of authors were not satisfied that their paid hybrid publisher did enough to get sales or interest in their book. And monetary losses were heavy; 94% of authors surveyed lost money on hybrid / paid for publishing contracts. (Around half of respondents chose this publishing type). There was a median loss of £1841 each, although there was a broad range. It would be extremely interesting to gain similar insight into Australian author experiences. I personally have heard of a $20,000 publishing loss, along with other losses on website design. In the report ‘Is it a steal?‘, the Writers Guild concluded that “of all the publishing approaches available, a ‘hybrid’ / paid-for deal is the worst option a writer…
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a workspace with a laptop and letter board
Personal finance and scams, Updates

Creating Abundance, Stepping into your True Self

Readers, I have had a revelation. Though I’m not one to sit around a circle, chanting and raising karmic vibrations, I have been tapping into abundance through a course called ‘Energetics of Money’. I believe my revelation applies to all, which is…Your success rests not on a sole focus on revenue and reward, as those adverts would have you believe, but on increasing your exchange of value and raising your personal energy/vibration to positive and generous levels.Creating abundance is done through inner work. An example of the profound results of this inner work comes from one of the ladies in the course, Christie from Dented Diva. With newfound confidence, she approached the ‘Love Your Sister’ charity about a potential partnership. Yes, they welcomed her quality earrings in their market store. She is remarkably clever with her handmade earrings. Doing good…
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Kindle Publishing Income review
Personal finance and scams

Another Kindle Publishing Income course: Bogus Claims

Dear readers, I partook in a webinar for Kindle Publishing Income, where an English lady called Sophie Howard told people about some fluffy white clouds on Amazon. All so they would be excited enough to part with a lot of money (USD 2,495 for the course and coaching sessions program). My aim here is not to offer a course review, but merely to point out that ludicrous claims are still being made by relative newcomers about selling books via Amazon KDP. The eBook publishing industry is quite mature and does not represent a “wild, wild West” situation. Claim #1: You can Make BIG income from Kindle, mostly Passively EVERY month. I was amused at her ‘hidden’ images while proving the revenue spend of her own eBook titles. Going to Amazon myself, I checked out the numbers via Kindlepreneur’s rough “sales…
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Superannuation debate
Personal finance and scams

The Superannuation Debate Rages On

Last year in Australia, people could access their Superannuation of up to $10,000, if suffering because of COVID19 layoffs. However, it seems that four in 10 Australians who withdrew from their super under the Federal Government’s Early Super Access Scheme actually saw no drop in their income. In fact, as some were collecting stable Jobkeeper payments rather than being a part-time casual worker, 21% of these recipients had their overall earnings rise by more than 10%. (Collated data – source Savings.com.au)Recipients of the second round of Super withdrawals spent $3,618 more in the fortnight after receiving their funds, compared with the bank’s customers normal earnings.  The second round of super access also showed that most used nest egg money to increase spending in a burst. And 64% of the spending was on discretionary items (non-essentials). (Source: de-identified AlphaBeta analytics)These figures…
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